← Back to VaultFinance

Privacy Policy

Last updated: March 23, 2026

Overview

VaultFinance is committed to protecting your privacy. This policy explains how we handle your data — or more accurately, how we don't. VaultFinance is designed from the ground up to keep your financial data private and under your control.

Data We Collect

None. VaultFinance does not collect, store, transmit, or process any personal data on external servers. We have no servers, no databases, no analytics, and no tracking.

Where Your Data Lives

All data you enter into VaultFinance — including expenses, income, accounts, debts, goals, and preferences — is stored exclusively on your device using Apple's on-device storage (UserDefaults and App Groups). Your data never leaves your phone.

No Bank Connections

VaultFinance does not connect to any bank, financial institution, or third-party financial service. We never ask for bank credentials, account numbers, or any financial login information.

No Third-Party Services

VaultFinance does not integrate with any third-party analytics, advertising, or tracking services. We do not use:

Voice Input

VaultFinance offers optional voice input using Apple's on-device speech recognition (SFSpeechRecognizer). Voice processing happens entirely on your device. No audio data is sent to VaultFinance or any third party. Apple's own privacy policies govern the speech recognition framework.

Widgets

VaultFinance includes home screen widgets that display your financial data. This data is shared between the main app and the widget using Apple's App Groups framework, which keeps the data on your device. No data is transmitted externally.

Subscriptions

VaultFinance offers optional premium subscriptions managed entirely through Apple's App Store. Payment processing is handled by Apple. We do not have access to your payment information, credit card details, or Apple ID.

Data Export

VaultFinance allows you to export your data as PDF or CSV files. These exports are generated on your device and shared using Apple's native share sheet. We have no access to exported files.

Data Deletion

Since all data is stored on your device, you have complete control over it. To delete all VaultFinance data, simply delete the app from your device. All associated data will be permanently removed.

Children's Privacy

VaultFinance is not directed at children under the age of 13. We do not knowingly collect any information from children.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated revision date. Continued use of VaultFinance after changes constitutes acceptance of the updated policy.

Contact

If you have questions about this privacy policy, please contact us at:

support@vltfinance.app